BUFFALO – Equifax, Inc. last week announced that it was the target of a cybersecurity incident that could potentially impact more than 143 million U.S. consumers.
Individuals can visit https://trustedidpremier.com/eligibility/eligibility.html to see if their information is part of the breach.
Better Business Bureau of Upstate New York has some suggestions if you were affected by the cybersecurity incident:
* Do not take a “wait and see” approach. Breaches involving personal information have the potential to be far more detrimental to victims, and the damage can be difficult to repair.
* Consider taking a preemptive strike by freezing your credit reports. This will not impact existing credit cards and financial accounts, but it will create a roadblock for thieves seeking to create fraudulent accounts using your personal information. For more information, visit go.bbb.org/creditfreeze.
* If you know your Social Security number has been compromised, place a fraud alert on your credit reports. While less effective than a freeze, this will provide an extra layer of protection.
* Take advantage of any free credit monitoring services offered by Equifax to breach victims. While this is not a preventive measure, this will alert you to new accounts or inquiries using your Social Security number so that you can act quickly to repair the damage.
Vigilance is critical. Regularly check your credit reports at annualcreditreport.com for unauthorized charges or other signs of fraud. (NOTE: This is the only free credit report option authorized by the Federal Trade Commission.)
For more information and complete step-by-step guidance on repairing the damage caused by identity theft, visit the FTC’s identity theft resources at http://www.consumer.ftc.gov/features/feature-0014-identity-theft. Equifax also set up a website with information about the breach at www.equifaxsecurity2017.com.
For real-time scam information, check out BBB’s Scam Tracker at https://www.bbb.org/scamtracker/upstate-new-york. For consumer tips and other information you can trust, visit follow BBB on Twitter at http://www.twitter.com/bbbupstateny and Facebook at https://www.facebook.com/BBBofUpstateNY.